Medicare Enrollment Basics

We all wait in anticipation or anxiety to become eligible for Medicare. To eliminate some of the confusion, here are some simple, basic facts concerning when, during the year, you may apply for Medicare coverage. This information refers to the two Medicare coverages you might pick, choosing one or both: Medicare Advantage Plan (Part C) and/or Medicare prescription drug coverage (Part D).

Enrollment is accepted at any time of the year when you are enrolling for the first time. ...

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When You Should Set Up a Will

Everyone’s family situation is different, but nearly everyone has assets and belongings that deserve to be taken care of and distributed the way they want them to be. It is extremely important to have a properly drafted will that takes care of your assets in time of uncertainty.

Writing your will doesn’t have to wait until you’re nearing retirement. If fact, many young people can (and should) prepare their wills, especially if they have any substantial possessions or wealth. Especially if ...

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What does an Executor do?

It is extremely important to understand the job of an executor before you select who will be in charge of your estate.

The executor of a will or estate is responsible for carrying out the wishes of the estate. These tasks may include the disbursement of property to any beneficiaries, locating any additional potential heirs, collecting or paying the debts of the estate, and disapproving or approving claims from creditors.

The executor of the will be organized and reliable. They must maintain ...

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Estate Planning is Good for Your Present and Your Future

The primary focus of a good estate plan should be protecting the people who you will pass your legacy to. Estate planning is about maximizing what you have worked so hard for and making sure your family and loved ones are protected after your death. Estate planning is easier than most people think. It will create peace of mind which is well worth the initial investment.

In addition to helping you organize your finances and assets in the short term, estate ...

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Elder Abuse Laws

Elder abuse has become a much-talked-about, concerning occurrence in recent times. All aspects of this situation are taken very seriously by the courts, the police and the government. The same crime carries higher penalties, in both criminal and civil jurisdictions, when committed against an elder person. This crime can range from the deadly to the seemingly innocuous.

Here are some of the most serious elder abuse laws on the books in California:

PENAL CODE: § 368(b)(1)(2)(3): (Causes or permits infliction of physical ...

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Avoid Probate with a Living Trust

A living trust is a popular way to avoid probate, which can be a very expensive and time consuming process. A living trust is created while a person is still alive; a revocable living trust is a trust that can be managed and changed throughout your lifetime.

If you have a living trust, probate is not needed because the trustees inherits the assets of the trust. Anything that is transferred into the living trust before death does not go through the ...

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